Welch Brand Insurance Services
3970 FM 2181, Suite 200
Hickory Creek, Texas 75065
Phone: 940.220.7232
Fax: 888.310.1660

Email: insurance@ntin.net



Click to read our
Pledge of Performance

 

Counties:
Denton, Dallas, Cooke, Wise, Parker,
Collin and Tarrant

Including the cities of:
Denton, Lake Dallas, Hickory Creek, Corinth, Flower Mound, Lewisville, Argyle, Pilot Point, Plano, Frisco, Dallas, Keller, Forth Worth, Aubry, Sanger and Gainesville

 

Disability Income Protection

You work hard to give your family what they need. That's why your income is one of your most valuable assets. If a total disability took away your ability to work, your income could stop but the bills never would. With Disability Income protection from you'll have the reassurance that you're prepared for the unexpected. We've spent over 85 years developing flexible, affordable income protection so you'll know the ones you care about most are protected. That's real peace of mind.



 

 

 

 

Our Disability Income plan lets you

  • choose from a variety of elimination periods: 30, 60, or 90 days
  • choose the benefit period* you need: 6 months, 1, 2, 5 and 10 years, or to age 65.
  • receive protection that's guaranteed renewable to age 65. Your coverage cannot be canceled as long as premiums are paid.
  • be covered in your occupation for a specified period of time.
  • receive benefits in addition to Social Security or Worker's Compensation. And, you're covered 24 hours a day, on or off the job.
  • receive tax-free benefits. When the policy premiums are paid by you, the benefits you receive are income tax free.

*varies by occupational classification

You can choose an option that

  • returns premiums paid, less claims, at age 65: Surrender Value Rider.
  • guards against potential inflation: Cost of Living Rider.
  • provides additional coverage as your income increases: Option to Purchase Rider.
  • pays you extra benefits during the critical period: Additional First Year Benefit.

Welch Brand Insurance Services understands that you would protect your family from everything, if you could. But you can't, and that can make the best of us uncomfortable. Fortunately, you have a choice -- our Individual Disability Income Policy, designed to give you......peace of mind.

 

Disclaimer:

Benefits will not be paid for: normal pregnancy or childbirth; war, declared or not; military service, except for training periods of less than 60 days. During the first 2 Policy years* the Policy may not cover a disability if it is the result of an injury sustained or a sickness which existed prior to the Date of Issue of the Policy. However, if you fully disclose such a condition in your application, we will pay benefits unless a Rider excludes such condition by name.

*12 months in VA and NC.