Welch Brand Insurance Services
3970 FM 2181, Suite 200
Hickory Creek, Texas 75065
Phone: 940.321.6543
Fax: 940.321.6541

Email: insurance@ntin.net



Click to read our
Pledge of Performance

 

Counties:
Denton, Dallas, Cooke, Wise, Parker,
Collin and Tarrant

Including the cities of:
Denton, Lake Dallas, Hickory Creek, Corinth, Flower Mound, Lewisville, Argyle, Pilot Point, Plano, Frisco, Dallas, Keller, Forth Worth, Aubry, Sanger and Gainesville

 

Howeowners Undervaluation Problems
According to the experts, a majority of homes are undervalued by at least 25% on average. Magazines and newspapers are replete with articles about insureds who suffered major losses only to discover their homeowners insurance was grossly inadequate to fully compensate them. Who's to blame and what can we do about it?



 

 

 
 

Homeowners in Transistion

Serious coverage gaps can arise during the transition between two principal residences, involving both property and liability exposures. This article discusses these issues and how they can be remedied.
 

Homeowner Tips
What you should know about your homeowner policy and key components of your homeonwer policy.
 
Insurance to Value - Homeowners and Dwelling Policies

How much insurance do I need on my home?

This is a great question and one that our customers ask frequently.

You should have an amount of insurance that is sufficient to rebuild your home in the event it is totally destroyed by a fire, tornado, hurricane or other insured catastrophe.
 
Credit Rating - Homeowners and Personal Auto Policies
 

Why does my credit rating affect how much my insurance costs?

There have been a number of studies in Texas and other states that have shown a direct relationship between credit and claims.
 
Personal Injury and Medical Payments – Personal Auto Policy

If I have health insurance, why do I need Personal Injury Protection or Medical Payments coverage on my auto policy?

Personal Injury Protection (PIP) coverage provides payment for medical bills, funeral expenses, lost wages or replacement services (for homemakers) if you or a member of your family are injured in an auto accident.
 
Rental Car Coverage
 

Should I purchase the Loss Damage Waiver offered by the rental agent when I rent a vehicle?

Whether you rent a vehicle for personal use while on vacation, or as a substitute while your vehicle is out of commission for repair or service, or for business use while out of town, there comes that time when you’re standing at the rental car counter and the agent asks the inevitable question: “Do you want to buy our loss damage waiver (or our insurance coverage)?”
 
Texas Homeowners Liability Coverage Comparison
 
This chart describes the differences in key liability coverage issues of the Texas and ISO policy forms. The last column is for you to check these key issues on homeowners policy forms or enhancement endorsements offered by other companies, and to note any differences on this chart.
 
Texas Homeowners Policy Comparison
 
This chart describes the differences in key coverage issues of the Texas HO-A, Texas HO-B and the ISO HO 3. The last column is for you to check these key issues on homeowners policy forms or enhancement endorsements offered by other companies, and to note any differences on this chart.